Retirement readiness changes as you do. You deserve a plan that keeps up.
We provide tax-focused retirement planning to business owners, executives, professionals and families within twenty years of retirement.
Who we help.
Our clients built their wealth by earning a good living and living within their means, and they'd like to see their wealth grow as they approach retirement. They value financial advice that is direct, honest, and cuts through the noise.
Business owners.
Most of your net worth is the business, and at some point it has to turn into retirement income.
Corporate executives.
Your pay comes in pieces: salary, bonus, stock options, RSUs and a 401(k), and each one is taxed differently.
Professionals.
You are good at what you do and you earn well, and you have never had the time to plan around any of it.
Families.
Two incomes, kids heading to college or already gone, parents getting older, and retirement coming up behind all of it.
Full service advising that keeps you grounded.
Every client relationship begins with a financial plan. From there we add what your situation needs and leave out what it does not.
Financial
planningThe Anchor Process: a written plan first, built around your numbers and your priorities, before anything gets invested.
A written plan first,
before anything
gets invested.Tax
planningTax planning analysis in October, November and December, when there is still time to act, with a summary to your CPA for the final say.
October to December,
when there is
still time to act.Investment
managementPortfolios built to carry out the plan, rebalanced with discipline, with taxes in mind at every step of the way.
Portfolios built to
carry out the plan,
with taxes in mind.Retirement
incomeWe turn savings into a paycheck: which accounts to draw from, in what order, and how much cash to keep on hand.
Which accounts to
draw from, in what
order, and when.Social Security
and MedicareWhen to file, how to handle Medicare and IRMAA, and how both fit with the rest of the plan.
When to file, and how
Medicare and IRMAA
fit the plan.Estate and
legacyWills, trusts, powers of attorney and beneficiary designations, kept current and titled so your family can get to the money.
Wills, trusts and
beneficiaries, kept
current and titled right.Insurance and
long-term careA review of what you have, what a long stay in care would cost the plan, and whether anything needs to change.
What a long stay in care
would do to the plan,
and what to do about it.Business
planningFor owners: the entity, the exit, and what the business is worth to the plan, alongside everything above.
The entity, the exit,
and what the business
is worth to the plan.
The Anchor Process.
A clear financial strategy anchored to your values, goals and long-term plan. Every client relationship begins with a plan. Investment management comes after it, not instead of it.
All aboard.
You tell us where things stand, and we listen.
Take your bearings.
We work out where you stand, taxes included.
Chart the course.
We write your plan, the Anchor Blueprint.
Cast off.
We move the money and put the plan into motion.
Hold fast.
We keep watch, and call before there is a problem.
What clients say about working with Nick.
We have been with Nick since we moved to NC (11 yrs). Always gets right back to us no matter how small our need is. Cannot see us ever leaving his company.
Since day one with St. George Wealth Management, Nick has done a great job in both being available to help with any questions or concerns my wife or I may have and also being a valuable source of knowledge when explaining things to us. His attention to detail with his clients is something we find very important.
Nicholas St. George has been so helpful with my retirement plan. Not only managing my finances but always has an ear to help with any planning advice I need. I appreciate his encouragement to plan for a comfortable retirement. Thanks Nick!
Nick is the consummate professional. Always willing to take my call and provide knowledgeable details on my investments. I consider him a true asset.
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These testimonials were provided by current clients of St. George Wealth Management. No cash or non-cash compensation was provided in exchange for these testimonials. These testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Let's talk about where things stand.
Thirty minutes by phone, video or at the office. We'll go through where you are and whether we're the right fit, with nothing to sign and nothing to bring.
- A written plan first, then the investing.
- Your tax return read every year, not just filed.
- A call before there is a problem, not after.
- Straight answers on how we are paid.
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